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Canada - New Brunswick Course

Self Study

  • 27

    Sections

Access to the Dealer Desk Book Login for Dealer Desk Book

Section 1 - Insurance in Canada

  • Overview

  • Automobile Insurance Coverage Generally Available

  • Two Types of Coverage

  • Direct Compensation - Property Damage (DCPD)

  • Uninsured Automobile & Unidentified Automobile Insurance (NB)

  • Optional Coverage

  • Endorsements

  • What Automobile Insurance Does Not Cover?

  • The Incidental Sale of Insurance and of Other Protections by Dealerships and Sales Finance Companies

  • Guaranteed Asset Protection (GAP)

  • Creditor Insurance

  • GAP and Creditor Insurance - New Brunswick Specific Information

  • Additional / Extended Warranties

Section 2 - Regulations

  • Overview of Regulatory Framework

  • Provincial and Territorial Consumer Disclosure and Other Requirements

Section 3 - Financing

  • Precomputed, Daily Balance Fixed and Variable Rate

  • Default Interest / Acceleration Clauses

  • Other Expressly Permitted Fees and Charges

  • Balloon Loans / Payment Allocation

  • Finance Disclosure

  • Credit Advertising

  • Lease Disclosures

Privacy

  • Overview

  • Data Protection

  • Enforcement

  • Handling Complaints

  • Data

End